Effective July 1, 2012, FOCA is pleased to announce that Bob Maynard, who has administered the FOCA Insurance program for many years, has partnered with Darlene Cade of Cade Associates Insurance Brokers Ltd.
Now you can talk to Bob or Darlene about your insurance needs. Remember to tell them you're a FOCA member!
FOCA and Bob Maynard welcome Cade Associates Insurance Brokers Ltd.
(L to R: Terry Rees - FOCA Executive Director, Ted Spence - FOCA President, Bob Maynard, Darlene Cade, Rob Cummins - FOCA Treasurer, Michelle Lewin - FOCA Communications/Development Coordinator)
For over 10 years, FOCA has provided risk management and insurance
programming support for Ontario's waterfront community associations. The FOCA Insurance Program is our largest and most significant association membership benefit.
Or, click these links to go straight to information about our current programs:
FOCA Liability Insurance (for associations, volunteers and directors)
NEW! FOCA Cottage & Boat Insurance (for individual property owners)
A seat on the board of directors or active participation in an association's activities can be both challenging and enjoyable. It does, however, carry more personal accountability than many volunteers realize. Due diligence and proper safeguards can help to minimize the risks inherent with serving as a director or volunteer with a cottage association.
In March of 2008, FOCA enlisted the support of the Imagine Canada Insurance & Liability Resource Centre for Non Profits
, covering "Enlightened Risk Taking", and to review the basics of
insurance coverage that every association should understand and
consider. The underlying tenet of the workshop, and of the accompanying
Risk Management Manual, was to inform our volunteer associations about
lowering the risks involved in their activities, mitigating the damages
from potential financial or other losses. FOCA's aim is to help
"Protect our people" – volunteers are the lifeblood of our
The FOCA Cottage Association Risk Management Manual was originally produced in 2005 to assist local associations to identify and manage risks associated with their activities. It was updated in 2008.
The FOCA Risk Management Manual (244 pages) was developed for FOCA by
Imagine Canada’s Insurance & Liability Resource Centre for Non
Table of Contents:
FOCA Risk Management:
Articles about Insurance:
"Risk is not a game: What you don't know about cottage insurance could hurt you" (Cottage Life Magazine, April 2011)
"Are we having fun yet?" Insurance is killing lake activities - and their associations (Cottage Life Magazine, January 2007)