Volunteer Fire Services

Association volunteer firefighting and equipment initiatives – What you need to know about liability 

Cottage and Lake Association volunteer firefighting initiatives and the provision of fire pumps vary greatly amongst those Associations involved with this activity. While involvement in these initiatives can increase your potential liability, understanding and disclosing your activities are necessary to get sound risk management recommendations.
 
In most cases it is now possible to obtain adequate insurance coverage under your FOCA Association Insurance program. It is important that the full particulars of any such initiative are discussed with your insurance representative. It is likely that an additional premium will be charged for this added exposure and any risk management requirements will be provided after review.